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Membership Packages & Benefits Details |
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The following benefits are included in every National Benefit Plan option as Core Membership Benefits.
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Roadside Assistance
Roadside Assistance is available 24 hours a day, 365 days a year to assist members when owned or leased vehicles are disabled as a result of unavoidable
circumstances. Coverage is extended to the member, spouse, and dependent children up to 21 years of age permanently residing at
registered address when driving any vehicles that they own or lease for 12 months or longer. Includes Towing Assistance, Flat Tire
Assistance, Fuel, Oil, Fluid and Water Delivery Service, Lock-out Assistance, Battery Assistance, Collision Assistance. Certain
limitations and exclusions apply.
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Exam Plus Vision Benefit from VSP*
The Exam Plus Plan will cover your eye exam in full every 12 months with a $10 co-pay. The Plan also includes extra discounts and
savings up to 20% on single vision, bifocal, trifocal and lenticular lenses and 15% off professional fees for the cost of the
contact lens exam (fitting and evaluation) from the same VSP doctor who provided the eye exam in the last 12 months.
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Restaurant.com Discounts
Instant 15% rebate over restaurant.com’s usual discounts for being an NACD member! Restaurant.com serves as the community
matchmaker, introducing great restaurants to great people.
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Lifestyle Discounts
Members will receive additional discounts for florists, magazines, movie tickets, RV rentals, car rentals, amusement parks and
theme parks, Jiffy Lube®, Maaco® auto painting, Meineke® mufflers, tires, wheels, and will be provided with an online travel center
for air and hotels. The Meineke name is a Registered Mark of Meineke Car Care Centers, Inc. The Jiffy Lube name is a Registered Mark of Jiffy Lube International, Inc. The
Maaco name is a Registered Mark of Maaco, LLC.
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Accident
Disability Benefit**
This benefit will pay $400 per month for 52 weeks if You are Permanently Totally Disabled as a direct result of, and
from no other cause but, a Covered Accident. Disability Benefits will begin when: 1) the 90 day Benefit Waiting Period for this
benefit is satisfied; and 2) you provide satisfactory proof of Permanent Total Disability to the insurance company. Benefit payments
will end on the date you reach age 70.
"Total Disability" or "Totally Disabled" means, due to an Injury from a Covered Accident, You: 1) if employed, cannot do any work
for which You are, or may become, qualified by reason of education, experience or training; and 2) if not employed, cannot perform
the normal and customary activities of a healthy person of like age and sex. "Permanent Total Disability" or "Permanently Totally
Disabled" means You are Totally Disabled and is expected to remain so disabled, as certified by a Doctor, for the rest of Your life.
See benefit terms, conditions and exclusions for details.
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Emergency Medical Evacuation Benefit**
This benefit will pay Emergency
Medical Evacuation Benefits of 100% of Covered Expenses for expenses incurred for the medical evacuation of a Covered Person.
Benefits are payable if the Covered Person: 1) is traveling 100 miles away from his or her place of permanent residence; 2) suffers
a Medical Emergency during the course of the Trip; and 3) requires Emergency Medical Evacuation.
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Repatriation of Remains Benefit**
This benefit will pay Repatriation
Benefits of 100% of Covered Expenses for preparation and return of the Covered Person’s body to his or her home if he or she dies
while traveling 100 miles away from his or her place of permanent residence. Covered expenses include, but are not limited to: 1)
expenses for embalming or cremation; 2) the least costly coffin or receptacle adequate for transporting the remains; 3) transporting
the remains by the most direct and least costly conveyance and route possible.
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Worldwide Travel Assistance Services**
In addition to the insurance
protection provided by this plan, you will be provided with access to travel assistance services around the world. These services
include:
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Accident Benefits included in the National Benefit Plan options:
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Accident Medical Expense Benefit with Accidental Death & Dismemberment**
This Accident Only Medical Expense benefit covers up to the amount provided in the membership level selected by the member for all
necessary medical and dental expenses per occurrence that are a direct result of an accidental injury. With a $100 deductible,
this plan covers active members and their spouse and dependent children under age 19 (25 if a full time student), if family coverage
is elected. The plans also include an Accidental Death & Dismemberment Benefit for the primary member, spouse, and dependent
children.
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$300 per day Accident Hospital Benefit**
This benefit provides for a $300 per day Hospital Accident Benefit per insured, per
occurrence up to 30 days per injury when a Covered Person is Hospital Confined due to an Injury. Hospital Confinement must be
Medically Necessary, provided under the direction of a Doctor, and must occur while coverage under the Certificate is in force. See
benefit terms, conditions and exclusions for details.
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* Underwritten by Vision Service Plan
“**Underwritten by an AM Best rated insurance company
The insured benefits illustrated are in summary form only. It is not a contract of insurance. Please contact Asset Protection Group for additional information
concerning the terms and conditions of the benefits, exclusions and limitations of this program.
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Your National Benefit Plan Options: |
Bronze Plan
$25.50 Member Only
$30.50 With Spouse
$35.50 Family
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Silver Plan
$39.50 Member Only
$44.50 With Spouse
$49.50 Family
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Gold Plan
$46.50 Member Only
$51.50 With Spouse
$56.50 Family
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Platinum Plan
$52.50 Member Only
$57.50 With Spouse
$62.50 Family
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| Core Benefits Plus: |
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$2,500 Accident Medical Expense Benefit |
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$5,000 AD&D
($1,000 spouse,
$500 dependent child) |
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| Core Benefits Plus: |
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$5,000 Accident Medical Expense Benefit |
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$10,000 AD&D
($2,000 spouse,
$1,000 dependent child) |
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$300 per day Accident Hospital Benefit |
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| Core Benefits Plus: |
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$7,500 Accident Medical Expense Benefit |
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$25,000 AD&D
($10,000 spouse,
$2,000 dependent child) |
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$300 per day Accident Hospital Benefit |
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| Core Benefits Plus: |
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$10,000 Accident Medical Expense Benefit |
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$50,000 AD&D
($10,000 spouse,
$2,000 dependent child) |
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$300 per day Accident Hospital Benefit |
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